I’ve not tried to generate any images in InDesign yet but if you’re working with Generative Fill in a high-res Photoshop image you get high-res content.
There are lots of reasons why someone would search for a stock image instead of trying to generate one.
First, there’s quality. Most Gen AI images have defects. Sometimes they’re egregious (extra limbs, melting faces), sometimes they’re more subtle, but there is almost always something that would not exist in a real photo or a professional illustration.
Or, you just might not want want something that looks like AI.
Ethics would be another reason for some folks. It’s come out recently that Firefly was trained on images scraped from the web, contrary to what Adobe claimed in the past.
https://www.bloomberg.com/news/articles/2024-04-12/adobe-s-ai-firefly-used-ai-generated-images-from-rivals-for-training
There may be legal exposure as Adobe has said it will not indemnify users if push comes to shove and you get sued. That seems like a remote possibility but it’s not zero.
You may need the authenticity of a real photo, if it’s of a real event that took place, etc.
The number of Firefly credits you get is also limited, according to which CC plan you have. If you run out you’ll need to buy more to keep generating images. But you’d have to be a heavy user, the All Apps plan comes with 1000 credits per month (they don’t roll over). That’s a little less than 50 per work day.
https://helpx.adobe.com/firefly/using/generative-credits-faq.html